Heart disease is the Numero Uno cause of death in both the United States and the world — and it is not even close. This makes it very important to show your heart some love. Your heart is so easy to take for granted, because it typically just quietly goes about it’s business, thump thump, thump thump, thump thump . . . and does not say much until it is too late. All the more reason to be proactive and informed — because there are choices we can make to optimize the design

The time to resume some responsibility for our health care has arrived. The way in which we engage our health care needs a complete reboot. How much longer can we continue to settle for getting less while paying so much more? Would you wait 4hrs for your latte, unsure of how much it is going to cost? Yeah, I didn’t think so. Understand the problems: 1. We need a return to understanding that health insurance is about risk management — not access to care. This is importa